When the Crossroads is Reached

Dealer: North
Vuln: E-W
Scoring: IMPs

Green square in centre
  1. spadeK Q 6
  2. heartK 9 8 2
  3. diamondK Q J 9 3
  4. club6

Contract: 5club
Declarer: North
Lead: diamondK

  1. spadeA 8 7 5
  2. heart10 6
  3. diamondA 10 2
  4. clubK Q 10 2
West North East South
1heart 2diamond Dble
Pass 2heart Pass 3diamond
Pass 4club Pass 5club
Pass Pass Pass
The answer is, of course, that you write down minus 400. I hope that you have already been screaming at the screen to protest - "I would have ducked heart10!". Indeed. I had sneakily run the play past the "crossroads", for that had been reached when declarer ran heart10 around to you.
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