Take Out Insurance Cover

Dealer: North
Vuln: Love All
Scoring: IMPs

  1. spadeQ 9 2
  2. heartK J 10 8
  3. diamond2
  4. clubA K 10 4 2
Green square in centre

Contract: 5heart
Declarer: South
Lead: spade6

  1. spade4
  2. heartA Q 9 6 4 2
  3. diamondK 10 7 5
  4. clubJ 8
West North East South
1club 1spade 2heart
2spade 4heart 4spade 5heart
Pass Pass Pass
How do you expect to glean eleven tricks? If the clubs are 3-3 then it will be trivial, but what happens if East has queen to four?
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