Avoid the Fourth Loser

Dealer: South
Vuln: E-W
Scoring: Pairs

  1. spadeK Q J 10 7
  2. heartQ 2
  3. diamond10 7 6
  4. club9 7 4
Green square in centre

Contract: 4spade
Declarer: North
Lead: spade4

  1. spadeA 9 8 2
  2. heartA J 6 3
  3. diamondA Q 4
  4. club5 3
West North East South
1diamond*
2club Pass Pass Dble
Pass 3spade Pass 4spade
Pass Pass Pass

* a suit or better minor

This is one of those situations where you can catch an opponent in a "Heads-I-win-Tails-you-lose" situation. Declarer recognised this by winning the opening lead in dummy and playing a low heart. If West has the king then he has to decide between giving declarer three heart tricks or allowing him to avoid a heart loser. How do you continue when heartQ wins the trick?
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