Insurance Policy

Dealer: North
Vuln: Love All
Scoring: Pairs

  1. spadeJ 10 7 5 2
  2. heartA 8 6 3
  3. diamond5
  4. clubA 9 3
  1. spade8
  2. heartQ 7
  3. diamondK Q 10 8 6 2
  4. clubJ 8 6 2
club diamond heart spade NT
N - - 1 4 -
S - - 1 4 -
E 3 2 - - 1
W 3 2 - - 1
Green square in centre
  1. spadeA 4
  2. heartJ 9 4 2
  3. diamondA 4
  4. clubK Q 10 7 4

Contract: 5clubx
Declarer: East
Lead: diamond3

  1. spadeK Q 9 6 3
  2. heartK 10 5
  3. diamondJ 9 7 3
  4. club5
Double dummy analyser: makeable contracts
West North East South
Pass 1club 1spade
2diamond 3diamond Pass 3spade
4club 4spade 5club Pass
Pass Dble End
Perhaps hoping for two diamond ruffs North won the first club but, rather than rely on South having spadeA, cashed heartA to see South's reaction. On seeing heart10 he continued with another heart and was able to ruff the diamond return. Although a second ruff was not available, plus 300 was still an excellent score. Many North-South pairs were not allowed to play in 4spade and took merely 100 from 5club doubled.
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