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This is where my brain ceased to function. There can be little excuse for ruffing this, because if declarer has the ace I would be ruffing a loser, but that is exactly what I did. If you try to imagine a layout where ruffing would be correct, it is almost impossible. If partner does not hold A then it better to hope that partner has another entry and can cash hearts when he gets in.

Look what happens if you discard all your diamonds on four rounds of top hearts. Declarer cannot cross-ruff his way to ten tricks because you will ruff A, and if he does draw trumps there are not enough trumps remaining in dummy to cope with all his club losers. Plus 100 instead of minus 590, and justifiable castigation from all!
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